/* Quantum Finanzas — estilos del sitio */
:root{
  --navy:#062a52; --navy-2:#0b3a6e; --teal:#00b98f; --teal-d:#008f6f; --teal-l:#e6f7f2;
  --ink:#16202c; --muted:#556275; --line:#dde3ea; --bg:#ffffff; --bg-soft:#f4f7fa;
  --warn:#fff6e5; --warn-line:#f0c46a;
  --radius:14px; --max:1120px;
  --font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-2)}
a:hover{color:var(--teal-d)}
h1,h2,h3{color:var(--navy);line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(1.9rem,4.4vw,2.9rem);letter-spacing:-.02em}
h2{font-size:clamp(1.45rem,3vw,2rem);letter-spacing:-.01em}
h3{font-size:1.15rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.narrow{max-width:780px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}

/* Header */
.top{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:72px}
.brand img{height:48px;width:auto}
.nav{display:flex;align-items:center;gap:22px}
.nav a{text-decoration:none;color:var(--ink);font-weight:500;font-size:.96rem}
.nav a:hover,.nav a[aria-current=page]{color:var(--teal-d)}
.menu-btn{display:none;background:none;border:1px solid var(--line);border-radius:10px;padding:8px 12px;font:inherit;color:var(--navy);cursor:pointer}
@media (max-width:900px){
  .menu-btn{display:block}
  .nav{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 20px;border-bottom:1px solid var(--line);gap:4px}
  .nav.open{display:flex}
  .nav a{padding:10px 0;border-bottom:1px solid var(--bg-soft)}
  .nav .btn{margin-top:10px;text-align:center}
}

/* Buttons */
.btn{display:inline-block;background:var(--teal);color:#fff !important;text-decoration:none;font-weight:700;padding:13px 22px;border-radius:999px;border:0;cursor:pointer;font-size:1rem;transition:background .15s}
.btn:hover{background:var(--teal-d)}
.btn.sec{background:transparent;color:var(--navy) !important;border:2px solid var(--navy)}
.btn.sec:hover{background:var(--navy);color:#fff !important}
.btn.light{background:#fff;color:var(--navy) !important}
.btn.sm{padding:9px 16px;font-size:.92rem}
.ctas{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 8px}

/* Hero */
.hero{background:linear-gradient(160deg,#f2f8fb 0%,#e9f6f1 100%);padding:64px 0 56px;border-bottom:1px solid var(--line)}
.hero .grid{display:grid;grid-template-columns:1.25fr .85fr;gap:44px;align-items:center}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal-d);background:#fff;border:1px solid #cdeee3;padding:5px 12px;border-radius:999px;margin-bottom:16px}
.lead{font-size:1.15rem;color:#2b3847}
.hero .q{font-size:1.25rem;font-weight:600;color:var(--navy-2);margin-bottom:.5em}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px;padding:0;list-style:none}
.chips li{font-size:.86rem;background:#fff;border:1px solid var(--line);padding:6px 12px;border-radius:999px;color:var(--muted)}
.chips li::before{content:"✓ ";color:var(--teal-d);font-weight:700}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 8px 28px rgba(6,42,82,.07)}
.card h2,.card h3{margin-top:0}
.hero .card ul{padding-left:1.1em;margin:0 0 1em}
@media (max-width:900px){.hero .grid{grid-template-columns:1fr}.hero{padding:40px 0}}

/* Sections */
section{padding:64px 0}
section.soft{background:var(--bg-soft)}
section.dark{background:var(--navy);color:#dce7f3}
section.dark h2,section.dark h3{color:#fff}
.sec-head{max-width:760px;margin-bottom:30px}
.sec-head p{color:var(--muted);font-size:1.05rem}
.cols{display:grid;gap:20px}
.c2{grid-template-columns:repeat(2,1fr)}.c3{grid-template-columns:repeat(3,1fr)}.c4{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.c3,.c4{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.c2,.c3,.c4{grid-template-columns:1fr}}
.signal{background:#fff;border:1px solid var(--line);border-left:4px solid var(--teal);border-radius:10px;padding:16px 18px}
.step{position:relative;padding-top:8px}
.step .n{display:inline-flex;width:40px;height:40px;border-radius:50%;background:var(--teal);color:#fff;font-weight:800;align-items:center;justify-content:center;margin-bottom:12px}
section.dark .step p{color:#c5d4e4}
.answer{background:var(--teal-l);border:1px solid #bfe9dc;border-radius:var(--radius);padding:22px 24px;font-size:1.08rem}
.answer strong{color:var(--navy)}
.facts{list-style:none;padding:0;margin:18px 0 0;display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.facts li{background:#fff;border:1px solid var(--line);border-radius:10px;padding:14px 16px}
.facts b{display:block;color:var(--navy);font-size:1.05rem}
@media (max-width:620px){.facts{grid-template-columns:1fr}}
.check{list-style:none;padding:0;margin:0 0 1em}
.check li{padding:6px 0 6px 30px;position:relative}
.check li::before{content:"✓";position:absolute;left:0;top:6px;width:20px;height:20px;border-radius:50%;background:var(--teal);color:#fff;font-size:.75rem;display:flex;align-items:center;justify-content:center;font-weight:800}
.note{background:var(--warn);border:1px solid var(--warn-line);border-radius:10px;padding:14px 18px;font-size:.95rem}
.cta-band{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;border-radius:20px;padding:40px;display:flex;gap:24px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.cta-band h2{color:#fff;margin-bottom:.3em}
.cta-band p{margin:0;color:#cfe0f1}

/* FAQ */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px;padding:0 20px}
.faq summary{cursor:pointer;font-weight:650;color:var(--navy);padding:16px 28px 16px 0;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:12px;font-size:1.4rem;color:var(--teal-d)}
.faq details[open] summary::after{content:"−"}
.faq details>div{padding:0 0 16px;color:#2b3847}

/* Article / guide */
.page-head{background:var(--bg-soft);border-bottom:1px solid var(--line);padding:44px 0 34px}
.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:14px}
.crumbs a{color:var(--muted)}
.meta{font-size:.9rem;color:var(--muted)}
.prose{padding-top:40px;padding-bottom:20px}
[id]{scroll-margin-top:90px}
.prose h2{margin-top:1.8em}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li{margin-bottom:.4em}
.toc{background:var(--bg-soft);border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin:0 0 28px}
.toc p{font-weight:700;color:var(--navy);margin-bottom:.4em}
.toc ol{margin:0}
table{width:100%;border-collapse:collapse;margin:1em 0 1.4em;font-size:.95rem}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
th{background:var(--bg-soft);color:var(--navy)}
.tbl{overflow-x:auto}
.post-list{display:grid;gap:18px}
.post-list article{border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.post-list h2{font-size:1.3rem}
.post-list a{text-decoration:none}

/* Evaluation test */
.quiz fieldset{border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin:0 0 14px}
.quiz legend{font-weight:650;color:var(--navy);padding:0 6px}
.quiz label{display:inline-flex;align-items:center;gap:8px;margin:6px 18px 6px 0;cursor:pointer}
.quiz input[type=radio]{accent-color:var(--teal);width:18px;height:18px}
.quiz .consent{display:flex;align-items:flex-start;gap:10px;font-size:.92rem;color:var(--muted);margin:10px 0 16px}
.quiz .consent input{margin-top:4px;accent-color:var(--teal)}
#resultado{display:none;margin-top:18px}
#resultado.show{display:block}

/* Footer */
.foot{background:#041d3a;color:#b9c8d9;padding:48px 0 28px;font-size:.93rem;margin-top:40px}
.foot a{color:#dfe9f4;text-decoration:none}
.foot a:hover{color:var(--teal)}
.foot .cols{grid-template-columns:1.3fr 1fr 1fr}
.foot h3{color:#fff;font-size:1rem}
.foot ul{list-style:none;padding:0;margin:0}
.foot li{margin-bottom:6px}
.foot .logo-f{background:#fff;display:inline-block;padding:8px 12px;border-radius:10px;margin-bottom:12px}
.foot .logo-f img{height:40px;width:auto}
.foot .legal{border-top:1px solid #16375c;margin-top:30px;padding-top:18px;font-size:.84rem;color:#8ea3ba}
@media (max-width:760px){.foot .cols{grid-template-columns:1fr}}

/* WhatsApp flotante */
.wa-float{position:fixed;right:18px;bottom:18px;z-index:60;background:#25d366;color:#fff;border-radius:999px;padding:12px 18px 12px 14px;display:flex;align-items:center;gap:8px;font-weight:700;text-decoration:none;box-shadow:0 8px 24px rgba(0,0,0,.2)}
.wa-float:hover{background:#1fb457;color:#fff}
.wa-float svg{width:24px;height:24px;fill:#fff}
@media (max-width:520px){.wa-float span{display:none}.wa-float{padding:14px}}

/* ===== Blog con imágenes ===== */
.blog-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
@media (max-width:720px){.blog-grid{grid-template-columns:1fr}}
.post-card{display:flex;flex-direction:column;border-radius:18px;overflow:hidden;text-decoration:none;color:var(--ink);background:#fff;border:1px solid var(--line);box-shadow:0 10px 30px rgba(6,42,82,.15);transition:transform .2s,box-shadow .2s}
.post-card:hover{transform:translateY(-3px);box-shadow:0 16px 36px rgba(6,42,82,.16);color:var(--ink)}
.post-card picture{display:block;overflow:hidden;aspect-ratio:1200/630}
.post-card img{width:100%;height:100%;object-fit:cover;transition:transform .4s}
.post-card:hover img{transform:scale(1.04)}
.post-card .txt{padding:20px 24px 24px;flex:1;display:flex;flex-direction:column;background:#fff}
.post-card .tag{align-self:flex-start;font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;background:var(--teal);color:#fff;padding:4px 10px;border-radius:999px;margin-bottom:10px}
.post-card h2,.post-card h3{color:var(--navy);font-size:1.3rem;margin:0 0 8px}
.post-card p{margin:0 0 12px;color:var(--muted);font-size:.95rem}
.post-card .more{margin-top:auto;font-weight:700;color:var(--teal-d)}
.cover{margin:0 0 28px;border-radius:18px;overflow:hidden;box-shadow:0 10px 30px rgba(6,42,82,.15)}
.cover img{width:100%;height:auto;aspect-ratio:1200/630;object-fit:cover}

/* ===== Situaciones y aviso prioritario ===== */
.prio{margin:18px 0 0;padding:12px 16px;border-radius:12px;background:#fff6e5;border:1px solid #f0c46a;color:#6b4a0c;font-size:.95rem}
.prio a{color:#8a4b00;font-weight:700}
a.sit{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);transition:transform .15s,box-shadow .15s}
a.sit:hover{transform:translateY(-3px);box-shadow:0 10px 26px rgba(6,42,82,.1);color:var(--ink)}
a.sit p{color:var(--muted);margin-bottom:12px}
a.sit .more{margin-top:auto;font-weight:700;color:var(--teal-d)}
.badge{align-self:flex-start;font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.05em;background:#ffe3d6;color:#a3401a;padding:3px 9px;border-radius:999px;margin-bottom:8px}
.badge.nuevo{background:var(--teal-l);color:var(--teal-d)}

/* ===== Ilustración de la portada ===== */
.hero-ilu img{width:100%;height:auto;max-width:560px;margin-left:auto}
.hero .prio{background:#fff6e5;border:1px solid #f0c46a;color:#6b4a0c}
@media (max-width:900px){.hero-ilu img{max-width:380px;margin:8px auto 0}}

/* ===== Formulario de evaluación (Django) ===== */
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.quiz fieldset.err{border-color:#e07a5f;background:#fff7f4}
.quiz .campo{display:flex;flex-direction:column;align-items:stretch;gap:4px;width:100%;margin:8px 0;font-weight:600;color:var(--navy)}
.quiz .campo input{font:inherit;font-weight:400;padding:11px 14px;border:1px solid var(--line);border-radius:10px;width:100%}
.quiz .campo input:focus{outline:2px solid var(--teal);border-color:var(--teal)}
.quiz .consent.err{color:#b23b1e}
#resultado.show{display:block;margin-bottom:28px}
.borrador-aviso{background:#fff6e5;border-bottom:1px solid #f0c46a;padding:10px 20px;text-align:center;font-size:.95rem}
.articulo-cuerpo{margin-top:24px}
.articulo-cuerpo h2{margin-top:1.8em}
.articulo-cuerpo img{border-radius:12px;margin:1em 0}
.articulo-cuerpo blockquote{margin:1.2em 0;padding:12px 18px;border-left:4px solid var(--teal);background:var(--teal-l);border-radius:0 10px 10px 0}

/* ===== Redes sociales ===== */
.ico{width:18px;height:18px;fill:currentColor;display:block}
.foot .siguenos{margin-top:20px}
.redes{display:flex;flex-wrap:wrap;gap:10px}
.redes a{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:rgba(255,255,255,.08);color:#dfe9f4;border:1px solid rgba(255,255,255,.18);transition:background .15s,color .15s,transform .15s}
.redes a:hover{background:var(--teal);color:#fff;border-color:var(--teal);transform:translateY(-2px)}
.compartir{display:flex;align-items:center;flex-wrap:wrap;gap:10px;margin:30px 0 6px;padding:16px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.compartir span{font-weight:700;color:var(--navy);margin-right:4px}
.compartir a,.compartir button{width:42px;height:42px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:#fff;border:0;cursor:pointer;transition:transform .15s,opacity .15s}
.compartir a:hover,.compartir button:hover{transform:translateY(-2px);opacity:.9;color:#fff}
.c-wa{background:#25d366}.c-fb{background:#1877f2}.c-x{background:#111}.c-in{background:#0a66c2}.c-link{background:var(--navy)}
.c-link.ok{background:var(--teal)}
.hero-foto img{border-radius:20px;box-shadow:0 18px 44px rgba(6,42,82,.22);max-width:580px;width:100%;height:auto;aspect-ratio:1024/880;object-fit:cover}

/* ===== Páginas por banco ===== */
.chips-bancos{display:flex;flex-wrap:wrap;gap:10px}
.chips-bancos a{padding:10px 16px;border-radius:999px;background:#fff;border:1px solid var(--line);color:var(--navy);text-decoration:none;font-weight:600;font-size:.95rem;transition:border-color .15s,background .15s}
.chips-bancos a:hover{border-color:var(--teal);background:var(--teal-l);color:var(--navy)}
.productos-banco .signal a{font-weight:700;color:var(--teal-d);text-decoration:none}
.productos-banco .signal p{margin-bottom:8px}